Buying Your Home - Settlement Costs and Helpful Information
You have decided to buy a new home. This booklet will help you take this big financial step by describing the home buying, home financing, and settlement processes. Lenders and mortgage brokers are required by federal law, the Real Estate Settlement Procedures Act (RESPA), to give you this booklet. You should receive it when applying for a loan, or within three business days afterwards. Real estate brokers frequently hand out this booklet to buyers as well.

Consumer Handbook on Adjustable Rate Mortgages
A fully informed consumer is in the best position to make a sound economic choice. If you are buying a home and looking for a home loan, this booklet will provide useful basic information about ARMs. It cannot provide all the answers you will need, but we believe it is a good starting point.

Understanding the Good Faith Estimate Terms
The Good Faith Estimate is an excellent tool for saving money when shopping for a mortgage. Mortgage lenders are required by law to provide you a standardized “Good Faith Estimate” within three days of receiving your application. You can use this estimate to compare loan offers and choose the best mortgage available to you. Here are tips to help you make sense of the Good Faith Estimate.